~chris-skinner-s-blo | Bookmarks (174)

Things we’re reading today include … Deutsche Bank and Crypto.com sign corporate banking deal Ukraine’s Mobile Frontline Bank Dodges Shells To Deliver Cash A new dawn for Metro Bank? – Investors’ Chronicle Goldman Sachs exits Net-Zero Banking Alliance | ESG Dive Ant International Expands Fintech Reach with AI Push | FinTech Magazine The evolution of... The post Things worth reading: 11th December 2024 appeared...

I talked a bit about Amazon and Apple teaming up to develop AI strategies to compete and beat Alphabet/Google and Microsoft the other day. It got me thinking: why are we talking the American Big Tech giants when there are several Big Tech Asian giants namely Alibaba, Baidu, Tencent and NVIDIA themselves. What are their AI... The post The AI arms race is on …...

We are all happy to use an interior designer, but would you be happy using a DNA designer? What we mean by this is the obvious evolution of fertility treatments, such as IVF, evolving into specific DNA structures of change and even babies born out of womb through artificial gestation. It is probable that, by... The post Jobs of the future, Part Seven: DNA...

Things we’re reading today include …  Why the Coolest Job in Tech Might Actually Be in a Bank – WSJ The fintech winter continues to chill the outlook for local firms, says KPMG — Capital Brief Revolut Aims to Become New Zealand’s First Global Digital Bank European Banks Face A Mandatory Digital Euro. Now what?... The post Things worth reading: 10th December 2024 appeared...

As someone involved in cryptocurrencies early in the game, you would speculate that I’m now a billionaire. Yes, I did invest in bitcoin in 2013 when it was just $60. Now, it’s hovering around the $100,000 per bitcoin mark (and ETH just broke $4,000). Congrats if you made the investment ten years ago. Nevertheless, during... The post Bitcoin breaks $100,000 – so what? appeared...

I’ve talked about how the financial system can either aid or abet the challenge of climate change – so much so that I even wrote a book about it called Digital for Good. This means that there is a future where someone has to work to protect our environment who I call the Environmental Defender.... The post Jobs of the future, Part Six: the...

Things we’re reading today include … Syria: Chaos in Damascus as rebels set fire to buildings and loot bank | Express.co.uk Jack Ma makes rare speech at Ant Group’s 20th anniversary, predicts AI-driven future | South China Morning Post NAB to bring in huge change that will completely transform the way millions of Aussies access... The post Things worth reading: 9th December 2024 appeared...

This week’s main blog discussions include … Is it debanking or derisking? I wrote in April about debanking my bank before they debanked me, which is a theme regularly popping up in UK media. The debanking process is where, without notice, a bank decides that your account is suspicious and blocks it for no apparent... The post The Finanser’s Week: 2nd December – 8th...

Back in 2012 I argued that there would soon be mobile wallet wars. In 2014, I speculated that there would be mobile wallet wars but that it was early days. In 2020, I still noted that mobile wallets were pretty awful. Today, it is clear that the mobile wallet is the core of the customer relationship and competitive... The post Has Apple won the Wallet Wars? appeared...

There are two things that came up recently which made me stop and think. The first is the recreation of Elvis Presley through AI who will now perform every night in London in 2025, dead and on stage looking live; the second is a new podcast series created around Michael Parkinson, the legendary chat show... The post Jobs of the future, Part Five: Identity...

Things we’re reading today include … Bitcoin hits $100,000: what next for the booming cryptocurrency? – BBC News Bitcoin hits $100,000 mark. When is best time to buy cryptocurrency? Man who lost £500 million bitcoin fortune to bin day is fighting for a chance to find it in court, after more than 10 years in... The post Things worth reading: 6th December 2024 appeared...

We’ve seen Microsoft absorb ChatGPT and the impact that has made on search. Google responded by integrating their Gemini AI into search. But search was just the start. AI is taking over every nook and cranny of the internet and life. A great example is how chatbots seem to have more empathy than human bots:... The post Amazon and Apple: brothers in arms? appeared...

Continuing Sophie Deen’s series around jobs of the future, we come to the Curator. I’ve talked about the Curator before – seven years ago in fact – and it’s a role that replaces the CIO. It is all about curating the multiverse of providers, platforms and possibilities in the ecosystem of the network we live... The post Jobs of the future, Part Four: the...

Things we’re reading today include … Operation Destabilise: NCA disrupts $multi-billion Russian money laundering networks with links to, drugs, ransomware and espionage, resulting in 84 arrests – National Crime Agency NCA Disrupts Multi-Billion Dollar Russian Money Laundering Network – Chainalysis Blog Crypto Update: UK Government Outlines Its Approach to Digital Asset Regulation  Digital bank Zopa... The post Things worth reading: 5th December 2024 appeared...

I wrote in April about debanking my bank before they debanked me, which is a theme regularly popping up in UK media. The debanking process is where, without notice, a bank decides that your account is suspicious and blocks it for no apparent reason. You cannot get it reopened and often find it difficult to... The post Is it debanking or derisking? appeared first...

What is the meaning of life? A question asked many times from Monty Python to Hitch Hiker’s Guide to the Galaxy. This will become an even more important question in the future as robots and AI control our world. Why are we here? What is the function of a human? Is there any meaning to our lives?... The post Jobs of the future, Part Three: the...

Things we’re reading today include … Britain’s ‘get the f*ckers’ attitude has hurt banking, warns former Barclays chief Japan’s Nomura bank boss takes 30% voluntary pay cut after worker tries to kill customer | Banking | The Guardian Property tycoon given death penalty over £34,000,000,000 bank fraud | Metro News Ally Langdon confronts Commonwealth Bank... The post Things worth reading: 4th December 2024 appeared...

I’ve been surprised recently by non-stop news updates about how well Revolut is doing. From getting its UK banking license, which was suspect for a while, to achieving the milestone of 50 million customers, 2024 has been a pretty phenomenal year for the company. Then they announce next years plans which include AI-driven finance, super... The post What is the secret sauce of #Revolut’s...

I wonder whether, tomorrow, we will find machines that advise us on our life decisions, our relationships and our thinking. It is obvious that AI machines will manage our health and deploy robotic healthcare services to ensure that we live our lives better, but what about what is inside our heart and mind? I used... The post Jobs of the future, Part Two: the...

Things we’re reading today include … Crypto, FinTech Cry Foul Over Debanking — Could Issue Be Risk? Why Is XRP Going Up? Ripple’s Token Surges for 6 Consecutive Days, Hits $2.50 Fintech must focus on finance as well as tech – Dame Jayne-Anne Gadhia, former CEO, Virgin Money – UKTN Truong My Lan: Vietnamese tycoon... The post Things worth reading: 3rd December 2024 appeared...

Last week, a report was released by the UK’s Parliamentary committee saying that the UK regulatory body for financial conduct – the FCA (Financial Conduct Authority) – is “incompetent at best, dishonest at worst” and that it has a “toxic culture”. This is based upon an investigation of the FCA which took almost three years... The post Regulate the regulator appeared first on Chris...

This is the first in a series about Jobs of the Future. I believed for a while that there would be no way AI could create music, poetry, stories, art and ideas, but have now been proved wrong. AI can do all that and more. But can it create relationships and feel like a human?... The post Jobs of the Future, Part One: Guardians...

Things we’re reading today include … Bank of Elon? The idea is getting less far fetched Spanish police arrest ex-fraud chief after €20m found in walls of his house | Spain | The Guardian FinTech CEOs Expose How Feds Colluded In ‘Debanking’ Schemes After Andreessen ‘Opened The Floodgates’ On Rogan | ZeroHedge The Establishment Are... The post Things worth reading: 2nd December 2024 appeared...

This week’s main blog discussions include … When everything is digitised, what do humans do? I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than... The post The Finanser’s Week: 25th November – 1st...