~chris-skinner-s-blo | Bookmarks (174)

I wanted to make this a short blog update on tech changes in 2025, but it’s incredibly long and, unsurprisingly, nearly all about AI. If 2023 was the year of ChatGPT and 2024 AI, this is the year of Agentic AI. What’s the difference? Well AI has so far been pretty much a pull technology. You... The post Is 2025 all about Agentic AI? appeared...

Things we’re reading today include: ‘Trump bump’ adds almost $2 trillion to crypto market EU crypto regulation MiCA comes fully into force FinTech Ad Spending Climbs 45% in Last 3 Years Shawbrook aims to kickstart London IPO market with £2bn float The banking system’s net zero reckoning Investment banks prepare for 2025 crunch More records... The post Things worth reading: 6th January 2025 appeared...

I was tempted to include this in the economics section, but the focus is different. The focus here is on your company, its staff and work. Economics is focused upon countries, markets and investments. The two are different. Nevertheless, it is hard not to cover the same things, as almost all business predictions seem to... The post What will happen in work and business...

Welcome to 2025! As usual, at the start of the year, there are a whole raft of predictions as to what will happen. I used to write my own personal predictions and review them at the end of the year but now, with so many predicting so many things, I’ll leave to the panel of... The post The World in 2025 appeared first on...

One of my friends just sent me an interesting article all about trust, fraud and cryptocurrency so, as a Christmas present, I wanted to share it with you. Here goes … With the digital revolution, crypto has become a global financial phenomenon. Blockchain technology has changed how we make transactions, interact with clients, and use... The post IP risks in cryptocurrency trading and preventing...

This week’s main blog discussions include … The Top Ten Blog Posts for 2024 2024 has been a bumper year for this blog. According to Google Analytics, the blog has 175,000 active users, an increase of 30% over 2023, with near 300,000 views and a million interactions and so, as usual, I share the most... The post The Finanser’s Week: 16th December – 22nd...

It’s the end of the year. I was wondering how you would summarise 2024? Someone asked this question on Reddit and the general answers appear to be that the world is going to hell and there is little we can do about it. Nice, although the regular surveys by Ipsos disagree: Despite the cost of... The post Wishing you happy holidays and a peaceful...

2024 has been a bumper year for this blog. According to Google Analytics, the blog has 175,000 active users, an increase of 30% over 2023, with near 300,000 views and a million interactions and so, as usual, I share the most read blog entries at the end of the year. Here are the Top 10... The post The Top Ten Blog Posts of 2024...

Things we’re reading today include … Berlin mulls extravagant measures to stall takeover attempt on top bank – POLITICO A running list of BaaS banks hit with consent orders in 2024 | Banking Dive US regulator orders USAA Federal Savings Bank to correct unsafe practices | Reuters The fintech sentiment: Are banks ready for DORA?... The post Things worth reading: 19th December 2024 appeared...

It’s interesting to see AI appearing more and more in financial conversations. A few examples just this week: AI’s Role in Banking: A Game Changer or Just Another Fad? How Artificial Intelligence is changing banking How AI is helping banks support sustainability transformation. The ability to quickly process large amounts of data makes AI models... The post The move from AI to AGI to...

Things we’re reading today include … Why VPNs Have Become Essential to Fintech Cybersecurity 40% of UK High Net Worth Individuals Currently Hold Cryptocurrency Assets Lloyds advert banned for making false environmental claims | The Guardian UK Stock Market’s IPO Ranking Now Trails Oman and Malaysia – Bloomberg Bank worker stole £5m from safe deposit... The post Things worth reading: 18th December 2024 appeared...

I asked the question: What’s a cash machine for if no-one uses cash? in the 1990s. As the guy heading up the strategy for cash machines for a major cash machine company beginning with N and ending in R, it was a good question to ask. Thing is that no-one took the question very seriously... The post Cash, huh! What is it good for?...

Things we’re reading today include … Bitcoin rallies past $107,000, hopes grow for strategic reserve | Reuters Donald Trump and the “crypto capital of the planet” | Lowy Institute Nubank Announces Investment in Tyme Group, a Digital Bank With Operations in South Africa and the Philippines Why Norges Bank leads the world in transparency FIS... The post Things worth reading: 17th December 2024 appeared...

I found a very nice montage of the future jobs world on my newsfeed the other day, so here is the final summary of the other work we will be doing. I don’t agree with all of the thoughts below, e.g. working anywhere in the world is already here, but it makes for an interesting... The post Jobs of the future: Finalé – a...

Things we’re reading today include … Bitcoin jumps to new record high of more than $106,000 – BBC News The fintech company that collapsed and took $90m of people’s life savings with it | The Independent Tech-savvy Saudis push consumer fintech to new heights | Arab News Lloyds Bank seven-day warning over ‘locked’ accounts HSBC... The post Things worth reading: 16th December 2024 appeared...

This week’s main blog discussions include … The challenge is how to deliver freedom, security, control and privacy A really interesting conversation popped up during a meeting with a fintech yesterday. The core of the discussion was around trust and identity – my favourite themes of the moment – and we got into a debate... The post The Finanser’s Week: 9th December – 15th...

A really interesting conversation popped up during a meeting with a fintech yesterday. The core of the discussion was around trust and identity – my favourite themes of the moment – and we got into a debate about the fact that most people want freedom and control of their lives. They want privacy and security... The post The challenge is how to deliver freedom,...

It is easy to believe in these futuristic scenarios that we won’t need human advisors. In the words of Vivian Ward, the escort in Pretty Woman: Vivian: You work on commission, right? Saleswoman: Ah, yes. Vivian: Big mistake. Big. If you believe that the future will no longer involve financial advisors, you are making a... The post Jobs of the future, Part Ten: the...

Things we’re reading today include … Trump advisers seek to shrink or eliminate bank regulators Klarna Fined for Anti-Money Laundering Failures Thought Machine valuation cut by nearly 40% by investor Molten Ventures Visa Direct to deliver faster bank transfers in a minute or less ‘Suspicious transactions’ led to collapse of UK fintech Stenn HSBC reviews... The post Things worth reading: 13th December 2024 appeared...

This was an interesting headline in The Wall Street Journal which made me open my eyes: Why the Coolest Job in Tech Might Actually Be in a Bank For tech and AI talent, jobs at financial services companies are more desirable than they have ever been. Banks have been working hard to make it happen.... The post Is the coolest job in Tech in...

With drones, self-driving vehicles and supersonic flights rising day after day, we are very likely to see a massively congested sky by 2050. Some would say the Jetsons has arrived and, if you look at what is happening today, they are not far wrong. Most of our flying and automated vehicle structure will run autonomously... The post Jobs of the future, Part Nine: Air...

Things we’re reading today include … Trump combines AI and crypto in White House ‘czar’ role FSOC: Financial Landscape Unprepared for FinTech and Crypto Cake Digital Bank Achieves Profitability in 3.5 Years European airline Ryanair partners with TrueLayer to offer Pay by Bank | Open Banking Expo Santander Appoints PayPal Vet to Head Digital Consumer... The post Things worth reading: 12th December 2024 appeared...

There’s a lot of debate about the big axis of power today: America and China (ed: what about India?). Both have massive tech giants  and both have super economies. Where does this leave Europe? It’s interesting for me in that most of the discussion is that Europe and Eurocrats strangle all innovation with regulation or,... The post Europe’s regulation strangulation appeared first on Chris...

We are looking at a possible million humans or more living on Mars by 2050. How will they live? What will they be doing? Is it going to be easy to travel between Earth and Mars? Are the communication systems going to work to keep connected with families on both planets? Why would you want... The post Jobs of the future, Part Eight: Multiplanetary...